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Are You Losing Money

Unknowingly and Unnecessarily?

At Enhance Services, we empower families in their 30's and 40's to optimize their finances by identifying and eliminating unnecessary wealth transfers. Take control of your money and secure a prosperous future with our expert financial guidance.

What Makes Us Unique?

There are essentially two methods to assist people financially. One approach is to seek out better products that might offer higher returns, often involving greater risk. The other approach is to enhance efficiency by minimizing wealth transfers. Blake aims to add value by preventing financial losses and avoiding risks, helping clients enhance efficiency without lifestyle changes, focusing on optimizing current practices over high-risk investments.

We collaborate with clients to help them identify money they are unknowingly and unnecessarily losing in the 6 primary areas of wealth transfers:

1. How you pay for your home

2. How you fund your retirement accounts

3. Taxes

4. How you pay for college

5. How you make capital purchases like cars, weddings, etc.

6. Risk Management

Do You Know The Answers To The 4 Most Important Financial Questions?

1.  Do you know the rate of return that you need to earn on your savings and investment dollars to be able to retire at your current standard of living you enjoy today, and have enough money to last through your life expectancy?​

2.  Do you know how much you need to save on a monthly or annual basis to be able to retire at the same standard of living you enjoy today, and have enough money to last until your life expectancy?

3.  Doing what you are currently doing, do you know how long you will have to work before you can retire and live like you live today until your life expectancy?

4.  If you don’t do anything different than you are doing today, do you know how much will you need to reduce your standard of living to keep from running out?

Would you like to know?

​By taking you through our Financial GPS, we can answer those questions for you in about 15 minutes.

Introduction To The Personal Economic Model (PEM)*

This model centers on the movement of money in a person's life, highlighting the significance of monitoring income, expenses, savings, investments and taxes.. It emphasizes the importance of understanding where your money comes from, how it is spent, and where it is invested to ensure financial stability and growth. It generally includes budgeting tools to assist in planning and managing expenditures, cash flow analysis to offer insights into the timing and amounts of money coming in and going out, and the establishment of financial goals to steer long-term financial planning and decision-making. The objective is to provide a transparent view of one's financial status, allowing individuals to see a clear picture of their financial health, and pinpoint opportunities for enhancement, such as reducing unnecessary expenses, increasing savings, or making more informed investment choices.

*The Personal Economic Model is a registered trademark of MoneyTrax, Inc.

Do You Know That You Have A Partner In Your Retirement Plan?

Do you think taxes will increase in the future? With the current economic trends and government spending, it is highly likely that tax rates will go up. Do you believe they might rise significantly? Many financial experts predict substantial increases in taxes to cover national debts and fund public services. Are you willing to pay those higher taxes? Consider how these potential hikes could impact your retirement savings and overall financial security.

Would you prefer to establish a retirement plan that is tax-advantaged or, even better, tax-free? Imagine the peace of mind that comes with knowing your retirement funds are protected from future tax increases. By choosing a tax-advantaged or tax-free retirement plan, you can maximize your savings and ensure a more stable and prosperous retirement.

Are You A Spender, Saver Or Wealth Creator?

Throughout our lives, we will require funds to make significant capital purchases for items such as cars, children's braces, college tuition, home repairs, vacations, medical expenses, and more. These financial needs can arise unexpectedly or be planned for years in advance, but either way, they often represent substantial outlays of money. Many individuals will end up losing hundreds of thousands of dollars over their lifetimes on these purchases without knowing about a little known financial strategy.  This can be prevented.

 

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Financial Strategies Built Around Your Vision 

Our financial strategies are crafted to help you fully comprehend and optimize your financial assets. We understand that managing wealth can be complex and overwhelming, which is why we offer personalized guidance to navigate these challenges. We collaborate closely with you to pinpoint areas where wealth transfers might be happening without your knowledge, ensuring that no financial detail is overlooked. Through strategic financial planning, we strive to boost your savings and investments, employing a variety of techniques and tools to maximize your financial growth. Our tailored approach ensures that your unique financial objectives are achieved effectively, taking into account your specific needs, goals, and risk tolerance. Allow us to lead you towards a more secure and prosperous future, providing you with the confidence and peace of mind that comes from knowing your financial well-being is in expert hands.

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Tax-favored Retirement Planning

My clients can look forward to retiring comfortably, needing only a fraction of the funds that conventional wisdom suggests. Plus, they can leverage this capital before retirement to further enhance their financial opportunities!

Would you believe that if you retire successfully, you can be paid up to SEVENTH in line out of your retirement savings?!  SEVENTH!​

  1. Federal income taxes
  2. State income taxes
  3. Local county & city income taxes
  4. Taxes on your Social Security retirement benefits
  5. Medicare 
  6. Wealth management fees
  7. Then...you!​

I want to show you how you can use the tax code to your advantage and retire off the radar screen of the IRS for income tax purposes. I want to show you how you can use your money before you retire to help you accelerate your financial planning.

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Testimonials

See what people are saying

“Thanks to Enhance Services, my family has become much more financially savvy. They showed us how to avoid unnecessary wealth transfers, and now we feel more secure about our financial future. Highly recommend their services!”
Ervin Howell, VP Product, Deckow-Crist

About

Blake pic

Blake Stephens, Your Wealth Partner

With more than two decades of experience in insurance and financial services, Blake helps his clients navigate the intricacies of risk management and financial planning. His extensive knowledge and hands-on approach allow him to provide personalized strategies tailored to each client's unique financial situation. He collaborates with his clients to educate them about the money they are unknowingly and unnecessarily losing to taxes, fees, interest, and opportunity costs. By conducting thorough financial reviews and utilizing advanced analytical tools, Blake often uncovers hidden inefficiencies and potential savings. Often, he can identify between ten and twenty thousand dollars that his clients are losing each year. Imagine what you could do with an extra ten to twenty thousand dollars annually—whether it's investing in your future, paying off debt, or simply enjoying a better quality of life. Wouldn't it be worth a short call to see if you are unknowingly and unnecessarily losing money?

Do You Believe What We Believe?

  • The Financial System Has Failed Most Americans

  • Most People Are Losing Money Unknowingly and Unnecessarily To Banks, The Government and Wall Street

  • Having Liquidity, Use And Control Of Our Money Is More Important Than Chasing High Rates Of Return

  • We Should Only Be Taxed On Our Money Once

  • There Are Two Tax Codes; One For The Informed And One For The Uninformed

Book A Virtual Call With Blake

Contact Us

Get Financial Guidance Today

  • Blake@Enhance-Services.com

  • (205) 440-1235